What is Uphold Wallet?
Uphold is a revolutionary multi-asset digital money platform that offers financial services to a global market. Founded in 2013, Uphold has grown to serve millions of customers across more than 150 countries, providing seamless access to over 250 cryptocurrencies, 27 national currencies, and 4 precious metals.
Unlike traditional financial institutions that operate in silos, Uphold breaks down barriers between different asset classes. Whether you want to convert Bitcoin to Gold, US Dollars to Ethereum, or any other combination imaginable, Uphold makes it possible with just a few clicks. Our platform operates on the principles of transparency, security, and accessibility—empowering you to take complete control of your financial future.
The Uphold Wallet is more than just a storage solution for your digital assets. It's a comprehensive financial ecosystem that enables you to buy, sell, hold, convert, and transfer value across borders instantly. With competitive rates, transparent fees, and bank-level security, Uphold has positioned itself as the bridge between traditional finance and the new digital economy.
Global Reach
Access financial services from anywhere in the world, 24/7
Instant Transactions
Move money between assets in real-time with minimal fees
Fully Regulated
Licensed and compliant in multiple jurisdictions worldwide
Powerful Features
Everything you need to manage your digital wealth in one secure platform
Zero Trading Fees
Trade cryptocurrencies with zero commission fees. Buy and sell digital assets without worrying about hidden charges eating into your profits.
Bank-Level Security
Your assets are protected with 256-bit SSL encryption, multi-signature technology, and cold storage solutions. We never compromise on security.
Instant Transfers
Send and receive money globally in seconds. Convert between assets instantly without delays or complicated processes.
Multi-Asset Platform
Access cryptocurrencies, traditional currencies, stocks, and precious metals all in one place. Diversify your portfolio effortlessly.
Transparent Operations
View all transactions and reserves in real-time. Uphold operates with complete transparency, publishing proof of reserves regularly.
Competitive Rates
Get the best exchange rates in the market with our price-matching guarantee. Save money on every transaction you make.
Your Security is Our Priority
At Uphold, we understand that security is paramount when it comes to managing your digital assets. Our comprehensive security infrastructure is designed to protect your funds and personal information at every level, implementing industry-leading practices that exceed regulatory requirements.
Multi-Layer Encryption
All data transmitted to and from Uphold is protected using 256-bit SSL encryption, the same standard used by major financial institutions worldwide. Your private keys are encrypted using advanced cryptographic algorithms and stored separately from our main infrastructure, ensuring that even in the unlikely event of a breach, your assets remain secure.
We employ multi-signature technology for all cryptocurrency transactions, meaning multiple independent approvals are required before any funds can be moved. This creates an additional layer of security that protects against unauthorized access and internal threats.
Regulatory Compliance
Uphold is fully licensed and regulated in multiple jurisdictions, including the United States, United Kingdom, and European Union. We adhere to strict Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations, ensuring that our platform operates within the legal frameworks designed to protect consumers.
Our commitment to transparency extends to our financial practices. We regularly publish proof of reserves, allowing customers to verify that we maintain 100% of customer assets in reserve at all times—a level of accountability that sets us apart from many competitors in the industry.
Cold Storage & Insurance
The majority of customer cryptocurrency holdings are stored in cold wallets—offline storage solutions that are immune to online hacking attempts. Only a small percentage of funds needed for daily operations are kept in hot wallets, minimizing exposure to potential threats.
Additionally, Uphold maintains comprehensive insurance coverage to protect customer assets. In the event of a security incident, our insurance policies provide an additional safety net, demonstrating our commitment to safeguarding your investments.
Hundreds of Assets at Your Fingertips
Uphold supports an unprecedented variety of asset classes, allowing you to build a truly diversified portfolio that spans traditional and digital finance.
250+ Cryptocurrencies
From Bitcoin and Ethereum to emerging altcoins, Uphold provides access to a comprehensive selection of digital currencies. Trade major cryptocurrencies like BTC, ETH, XRP, LTC, and BCH, or explore promising new projects in the DeFi and NFT spaces.
- Bitcoin (BTC)
- Ethereum (ETH)
- Ripple (XRP)
- And 247 more...
27 National Currencies
Hold and trade traditional fiat currencies from around the world. Convert seamlessly between USD, EUR, GBP, JPY, and many others. Perfect for international transfers, currency hedging, or simply holding stable value in your preferred denomination.
- US Dollar (USD)
- Euro (EUR)
- British Pound (GBP)
- Plus 24 more currencies
4 Precious Metals
Diversify your portfolio with traditional safe-haven assets. Uphold allows you to own fractional amounts of gold, silver, platinum, and palladium—assets that have preserved wealth for centuries and continue to serve as hedges against economic uncertainty.
- Gold (XAU)
- Silver (XAG)
- Platinum (XPT)
- Palladium (XPD)
How Uphold Works
Getting started with Uphold is simple. Follow these steps to begin your multi-asset trading journey.
Sign Up
Create your free account in minutes. Provide basic information and verify your identity to unlock full platform features.
Add Funds
Deposit funds via bank transfer, debit card, or cryptocurrency transfer from another wallet.
Start Trading
Buy, sell, and convert between 280+ different assets with just a few taps or clicks.
Earn & Grow
Take advantage of staking rewards, earn interest on select assets, and watch your portfolio grow.
Why Choose Uphold?
Uphold stands out in the crowded digital asset space through our commitment to innovation, transparency, and user empowerment. Here's what makes us different.
Unparalleled Asset Diversity
Most wallets and exchanges limit you to a narrow selection of cryptocurrencies. Uphold breaks these barriers, offering access to over 280 different assets including cryptocurrencies, traditional currencies, and precious metals. This unprecedented diversity allows you to truly diversify your holdings and implement sophisticated trading strategies—all from a single platform. Whether you're hedging against inflation with gold, betting on the future of decentralized finance with Ethereum, or simply holding stable value in dollars, Uphold provides the tools you need.
True Transparency
Unlike many competitors who operate as black boxes, Uphold publishes real-time proof of reserves. You can verify at any moment that we maintain 100% of customer assets in reserve—a level of transparency that's virtually unheard of in the industry. This commitment extends to our fee structure as well. We clearly disclose all costs upfront, with no hidden charges or surprise fees. What you see is what you get, allowing you to make informed decisions about your financial activities.
Lightning-Fast Transactions
Time is money, especially in volatile markets. Uphold processes transactions in real-time, allowing you to capitalize on market opportunities instantly. Whether you're converting Bitcoin to gold or sending money internationally, our infrastructure ensures that your transactions are executed immediately. Unlike traditional wire transfers that can take days or cryptocurrency transactions that might require waiting for multiple blockchain confirmations, Uphold's internal transactions are settled instantly.
Global Accessibility
Financial services should be accessible to everyone, regardless of location. Uphold serves customers in over 150 countries, making it one of the most globally accessible platforms in the digital asset space. Our mobile app and web platform are available 24/7, allowing you to manage your portfolio, execute trades, and monitor markets from anywhere in the world. Whether you're at home, traveling, or living as a digital nomad, your financial assets are always at your fingertips.
Competitive Fee Structure
Uphold offers some of the most competitive fees in the industry. Cryptocurrency trades are executed with zero commission—you pay only the transparent spread displayed before you confirm each transaction. Debit card deposits are processed instantly with minimal fees, and bank transfers in supported currencies are completely free. For active traders, our tiered fee structure rewards high-volume activity with even better rates, ensuring that you keep more of your profits.
Frequently Asked Questions
Get answers to common questions about Uphold Wallet
Ready to Get Started?
Join millions of users worldwide who trust Uphold for their digital asset needs. Create your free account today and experience the future of finance.
Important Disclaimer
Investment Risk: Trading cryptocurrencies, stocks, and other digital assets involves substantial risk of loss and is not suitable for every investor. The value of digital assets can be highly volatile, and you may lose some or all of your invested capital. Past performance is not indicative of future results.
Not Financial Advice: The information provided on this website is for informational purposes only and does not constitute financial, investment, legal, or tax advice. You should conduct your own research and consult with qualified professionals before making any financial decisions.
Regulatory Compliance: Uphold is committed to regulatory compliance in all jurisdictions where we operate. However, cryptocurrency regulations vary by country and are subject to change. It is your responsibility to ensure that your use of Uphold complies with applicable laws in your jurisdiction.
Service Availability: Uphold services may not be available in all countries or regions. Service availability, features, and supported assets may vary based on your location and local regulations. We reserve the right to restrict or deny service in certain jurisdictions to comply with legal requirements.
Third-Party Information: This website may contain links to third-party websites or references to third-party products and services. Uphold does not endorse or take responsibility for the content, accuracy, or practices of third-party sites or services.
Account Security: You are responsible for maintaining the security of your account credentials and for all activities that occur under your account. Enable two-factor authentication and follow best security practices to protect your assets.
© 2025 Uphold. All rights reserved. Uphold and its associated trademarks are the property of their respective owners. This website is an informational resource and is not affiliated with the official Uphold platform.